Terms and Conditions
Last updated: July 7, 2026 • Official terms of use for Expenses Meet
Table of Contents
These Terms and Conditions ("Terms") govern your access to and use of the Expenses Meet mobile application (the "App"), developed and operated by Muhammad Tahir ("Developer," "we," "us," or "our").
By downloading, installing, accessing, or using the App, you agree to be legally bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use the App.
1. User Accounts & Eligibility
To use collaborative features (such as creating groups, inviting members, or cloud sync), you must create an account using valid credentials. You must be at least 13 years old to create an account.
- You are responsible for maintaining the confidentiality of your account credentials.
- You agree to provide true, accurate, and up-to-date registration information.
- You must promptly notify us if you detect unauthorized access or security breaches.
2. Service Scope & Financial Disclaimer
The debt simplification algorithm provides an optimized calculation of who owes whom to reduce circular transfers. It is an informational calculation tool for users' convenience.
3. User Conduct & Restrictions
When utilizing the App, you agree not to:
- Submit fraudulent, deceptive, or malicious transaction claims.
- Use the service for illegal, fraudulent, or money-laundering activities.
- Attempt to reverse-engineer, decompile, or tamper with the application codebase or Firebase security rules.
- Abuse the notification dispatch infrastructure with spam or non-consensual messages.
4. Cloud Synchronization & Offline Mode
Expenses Meet writes personal data locally to your device via Hive before synchronizing with Firestore. While we strive for seamless synchronization, we are not liable for data conflicts arising from simultaneous multi-device offline updates or un-synced data resulting from device loss or hardware corruption.
5. Intellectual Property Rights
The App, its original design, source code, logos, visual assets, and algorithms are the intellectual property of Muhammad Tahir and protected by international copyright laws. You retain ownership of your personal ledger input data.
6. Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall Expenses Meet or its developer be liable for any indirect, incidental, punitive, or consequential damages arising out of your use or inability to use the App, including discrepancies in split calculations, unrecorded debts, or network interruptions.
7. Termination & Account Deletion
You may terminate your account at any time by utilizing the in-app deletion button or by visiting our Account Deletion Page. We reserve the right to suspend or terminate accounts that breach these Terms.
8. Governing Law
These Terms shall be governed and interpreted in accordance with the laws of the jurisdiction where the primary developer operates, without regard to its conflict of law principles.
9. Modifications to Terms
We reserve the right to update or replace these Terms at our discretion. The updated date will always be visible at the top of this page. Continued use of the App following any changes indicates your acceptance of the revised Terms.
10. Contact Us
For questions or clarifications regarding these Terms: